Discussion Pointers !

  • Understanding Cash Flow Financing

  • How to build eligibility for Cash flow finance

  • How Bill Discounting may serve as the tool for working capital for MSMEs

  • How new age lending tools can promote MSME lending

  • Recent developments in Bill Discounting & Cash Flow Financing

Discussion Pointers !
Dr. Rajendra K Sinha

Speaker Profile: Dr. Rajendra K Sinha

Founder, MSMEadvisor.com & Chairperson, CoEB, JAGSOM

Dr Rajendra K Sinha is an enterprising leader & planner with 30+ years of extensive experience with State Bank Group including Top Executive assignments in SME, and Industry Studies. He holds a Ph.D. (Business Administration), PGDM (International Management), CAIIB, CIF, AMFI and Independent Director’s Databank Certification of  IICA.

He is Founder of MSMEadvisor.com with its vision as” Be the trusted leading Advisory Services & Solutions Provider for the sustainable growth of MSMEs & Industries”. He is on the National Advisory Board of SME Chamber of India. He is member of MSME Forum of Bombay Chamber of Commerce & Industry.

As Business Head-SME at SBI’s Mumbai Circle, he spearheaded the largest portfolio amongst all Circles. As Industries Studies Vertical Head at SBI Corporate Centre, he headed the team for tracking 37 Industries in SBI’s credit portfolio and issuing advisories for the operational functionaries of Corporate Account Group, Mid-corporate Group handling ticket size Rs 500 Cr above and Rs 50 Cr above respectively, besides Retail Network branches. He was a member of the Credit Committee for Mid-Corporate Group, Pune.

He was Founder Secretary, Advisory Council on Training & Research in SBI at State Bank Academy. He has published over 60+ Papers / Articles in reputed Journals/ Magazines. He is Professor & Chairperson, Centre of Excellence in Banking at Jagdish Sheth School of Management (the 6th AACSB accredited B-School in India & the only B-School from India in World University QS Global Masters in Marketing +51 and Masters in Finance +101 Rankings 2021). He conceptualized & successfully executed the “MSME Financing” course.

 

Dr. H.P. Kumar

Speaker Profile: Dr. H.P. Kumar

Former CMD, NSIC & Director, External Affairs, Power2SME Pvt. Ltd.

Dr. H.P. Kumar is Director External Affairs at Power2SME and he is spearheading the organization’s objective of building alliance network in the industry. Dr. Kumar will design innovative programmes and framework to enhance Power2SME’s value proposition for SMEs, Suppliers and financial institutions. With rich experience in leading successful and profitable campaigns to benefit SMEs, Dr. Kumar comes with deep knowledge of SME market. Dr. Kumar has extensive experience in dealing with promotion, development and financing of MSMEs, exports and other small & large projects. Prior to joining Power2SME. He was the Chairman-cum-Managing Director of NSIC (National Small Industries Corporation), a govt. of India enterprise engaged in development and financing of SMEs in India. Under his leadership, NSIC was able to achieve a turnover of 17400 crores and became a dividend paying entity with an excellent MOU rating continuously for 7 years, a spectacular shift, from a loss making CPSU prior to his successful tenure.

Ms. Ruchi Agarwal

Speaker Profile: Ms. Ruchi Agarwal

Business Head, Receivables Exchange of India Ltd (RXIL)

Ms. Ruchi Agarwal, Regional Head for North India at Receivables Exchange of India Ltd (RXIL), is a seasoned banker with over 14 years of experience in SME lending and Treasury products for SMEs.

Ms. Ruchi Agarwal is an MBA from Institute of Rural Management Anand (IRMA), Gujarat. She started her career with ICICI Bank after passing out from IRMA and worked with the Bank for over 13 years in various individual and leadership roles before joining RXIL. Prior to joining RXIL, she was Chief Manager at ICICI Bank in Global Markets Group and managed a portfolio of SME clients for treasury products.

Receivables Exchange of India Ltd (RXIL), a TReDS platform mandated by RBI, is a joint venture of Small Industries Development Bank of India (SIDBI) & National Stock Exchange (NSE) along with State Bank of India, ICICI Bank and Yes Bank being other stake holders.