Discussion Pointers

  • Key factors to consider to improve Credit worthiness

  • Role of Credit Rating in better access to finance

  • Implications of Credit analysis on relationship with lenders and suppliers

  • How alternate credit lending model can boost credit supply to MSMEs

Discussion Pointers
Ms. Manasi Kulkarni

Speaker Profile: Ms. Manasi Kulkarni

Associate Director, SME Solutions, CRISIL Limited

Manasi Kulkarni, Associate Director, SME Solutions has 12 years of extensive experience in SME division. In her current role, she is leading a team of analysts who are primarily responsible for delivering various standardised and customized offerings like SME Gradings,  Due Diligence,  Supply Chain Evaluations, Assessments of Micro-Finance Institutes, Financial Health Assessments, etc. She is actively involved in engaging with institutional clientele and various government agencies.  She is also responsible for franchise agenda of the division where team has published opinion pieces and acted as knowledge partner in various forums and events.

Dr. H.P. Kumar

Speaker Profile: Dr. H.P. Kumar

Former CMD, NSIC & Director, External Affairs, Power2SME Pvt. Ltd.

Dr. H.P. Kumar is Director External Affairs at Power2SME and he is spearheading the organization’s objective of building alliance network in the industry. Dr. Kumar will design innovative programmes and framework to enhance Power2SME’s value proposition for SMEs, Suppliers and financial institutions. With rich experience in leading successful and profitable campaigns to benefit SMEs, Dr. Kumar comes with deep knowledge of SME market. Dr. Kumar has extensive experience in dealing with promotion, development and financing of MSMEs, exports and other small & large projects. Prior to joining Power2SME. He was the Chairman-cum-Managing Director of NSIC (National Small Industries Corporation), a govt. of India enterprise engaged in development and financing of SMEs in India. Under his leadership, NSIC was able to achieve a turnover of 17400 crores and became a dividend paying entity with an excellent MOU rating continuously for 7 years, a spectacular shift, from a loss making CPSU prior to his successful tenure.

Mr. Ramakrishnan Venkateswaran

Speaker Profile: Mr. Ramakrishnan Venkateswaran

President, VentureBean Consulting

With more than two decades of professional experience in Banking and Financial Services industry and Strategy Consulting, I have honed and developed my core expertise in Lending, Risk Management, Finance control and Fund Raising. I have worked with a diverse set of employers across various geographies that helped me expand my domain knowledge and skill sets. I am currently focusing on Business Strategy and Management Consulting. I have lent Business leadership to companies from across a wide spectrum of verticals – Asset backed Lending, Infrastructure and Transportation Financing, Retail Assets and SME Financing, Corporate and Project Financing. As a result, I am Industry agnostic and can address any type of Business activity. I also have entrepreneurial interests in financial services and FinTech. I am keen to connect with Start-Ups and SMEs and working with them in an advisory position to help run and grow their businesses more efficiently.
Key expertise areas: Investments, Funding Strategies, Due-diligence, Transaction Advisory for Equity, M&A and Debt, Valuation Analysis, Start-Up Strategies, Internal Controls and Risk Management, Complex Financial Modelling.